If you’re banking eggs, embryos, or sperm for future use, it’s important to consider the initial and ongoing expenses involved. Consultations to determine your fertility potential are usually done first, costing around $100 to $300. Fees to store frozen eggs, embryos, and sperm vary widely depending on type of facility, location, and the type of preservation you are pursuing.
Eggs and embryos
Egg freezing fees range from $10,000 to $15,000, with storage costs of $300 to $500 per year.
Embryo freezing fees range from $11,000 to $15,000, with storage costs of $400 to $600 per year.
Fertility clinics often offer discounts or financing, so be sure to ask about your options. Some procedures and medications may be covered by insurance—call your provider to understand your benefits.
When you are ready to attempt pregnancy, your eggs or embryos will be thawed, and fertilized if needed, before being transferred to the womb. Because you’re using cells that have already been retrieved and frozen, your costs at this time may be lower than a normal IVF cycle.
To bank sperm, the service cost ranges from $500 to $1,000, with storage fees of $150 to $400 per year.
Most health insurance plans do not cover the cost of banking and storing frozen sperm. But if fertility preservation is done before cancer treatment or other medically necessary procedures, it may be covered. Grants from nonprofit organizations are also available to help you affordably preserve your fertility.
Financial help is available
Many companies now offer insurance coverage for fertility preservation. Check with your employer’s human resources department to see if your company is one of them.
There are other options that can make fertility preservation affordable, including:
- Clinic payment plans and discounts
- Medication discounts for those without insurance benefits
- A grant, which won’t need to be repaid
You may qualify for medication savings if you’re using certain fertility drugs.